Desktop smart face recognition payment terminal, this terminal supports multiple payment modes to meet the needs of different customers for payment methods. It is suitable for commercial retail cashier scenarios, as well as canteens and dining halls in schools and institutions. Compared with traditional payment methods, the face payment terminal is more convenient and efficient. Especially for students, employees, and other groups, the face payment terminal eliminates issues such as lost cards, card replacement, and forgetting to bring cards, greatly reducing management costs and improving usage efficiency.